Federal and state earned income credit calculator

Tax year

Interest, unemployment, pensions

More details: age, children's ages, investment income, state tax

Matters only without a qualifying child

Federal limit $11,950

A child under 6 at year end?

Everything you enter stays in this browser: nothing is sent or stored. Married filing separately: only if you lived apart from your spouse for the last six months of the year.

Credits for tax year 2025, head of household, 2 qualifying children

$11,276

Federal EITC$6,167
CalEITC$207
Young Child Tax Credit (child under 6)$1,064
Child tax credit, lowers your tax$438
Additional child tax credit, refundable$3,400

Phase-out: each extra dollar lowers the federal credit; federal maximum $7,152, nothing from $57,310.

$562 of child tax credit is lost: it exceeds your federal tax and the refundable cap.

Rules of the California credit

EITC by State · independent site, not affiliated with the IRS or any state · estimate only · nothing you type is sent

Federal amounts are read in IRS revenue procedures, forms and publications and in the United States Code, works of the US government; state rules are read on each state's tax department or legislature site. The IRS and the states do not endorse this site. Explanations, tables and calculators written by Radif Partners; they are estimates, not tax advice.